Seedha jawab: kheti ka kharcha sahi rakhne ke liye har kharch ko usi din, category ke saath aur fasal se jodkar likho. Mahine ke ant me category-wise total aur fasal-wise nafa-nuksan nikaalo. Isse pata chalta hai kaun si fasal sach me faayde me hai aur kahan paisa bekaar ja raha hai.
Kheti kharche ki 8 mukhya category
| Category | Kya likhna hai | Aam hissa |
|---|---|---|
| Beej | Kism, matra aur rate — bill ki photo rakho | 8–12% |
| Khaad aur Urvarak | Urea, DAP, potash, gobar khaad | 18–25% |
| Dawai (keetnashak) | Spray ki tarikh aur matra likho | 6–10% |
| Sichai | Bijli bill, diesel, pump marammat | 10–15% |
| Mazdoori | Daily wages, hali, thekedaar | 20–30% |
| Machine aur kiraya | Tractor, thresher, harvester | 10–18% |
| Bhoomi | Theka ya batai ki rakam | 0–25% |
| Mandi kharcha | Dhulai, tulai, commission | 3–6% |
Hissa (%) aam taur par dekhi gayi range hai — aapki fasal, zameen aur ilaake ke hisaab se badal sakta hai.
Roz ka hisaab — 4 kadam
- Kharch hote hi entry karo — bill ho to photo bhi jod do.
- Category chuno (beej, khaad, mazdoori…) taaki baad me total nikal sake.
- Fasal ya khet se jodo — warna fasal-wise nafa nahi nikal payega.
- Mahine ke ant me report dekho aur agle mahine ka budget tay karo.
Tax aur bank ke liye kya kaam aata hai
- Kheti aur gair-kheti (naukri, dukan, kiraya) aay ka record alag rakho.
- Bade kharch ke bill sambhal kar rakho — KCC renewal aur loan me maange jate hain.
- Saal bhar ka P&L print karke bank ya sahukar ko dikhane se limit badhne me madad milti hai.
- Apne case ke liye CA ya sarkari karyalay se pushti zaroor kar lein.
Aksar puchhe jane wale sawal
Kheti ka kharcha kaise hisaab rakhein?
Har kharcha usi din likho aur usko fasal ya khet se jodo — beej, khaad, dawai, sichai, mazdoori, diesel aur machine kiraya. Mahine ke ant me category-wise total dekho. Kisan Life ke Lenden module me ye entry 10 second me ho jati hai aur report apne aap ban jati hai.
Kheti me kaun kaun se kharch count hote hain?
Beej, khaad aur urvarak, keetnashak dawai, sichai aur bijli/diesel, mazdoori aur hali ki tankhwah, tractor/thresher kiraya, bhade ki zameen ka theka ya batai, mandi tak dhulai aur commission, aur machine ki marammat.
Kya kheti ki aay par income tax lagta hai?
Bharat me kheti se hone wali aay (agricultural income) aam taur par Income Tax Act ki Section 10(1) ke tehat chhoot me aati hai, lekin gair-kheti aay ke saath tax slab tay karne me use jodha ja sakta hai. Isliye kheti aur gair-kheti aay ka record alag rakhna zaroori hai. Apne CA ya karyalay se apne case ke liye salah lein.
Fasal-wise nafa kaise nikalein?
Ek fasal ka poora kharcha (beej se katai tak) jodo aur usi fasal ki bikri se aayi rakam ghatao. Prati bigha nikalne ke liye us fasal ke bigha se bhag do. Kisan Life har fasal ka nafa-nuksan apne aap dikhata hai.
Kisan Life me ye sab apne aap hota hai
Lenden module me entry karo — fasal-wise nafa, mahine ka P&L aur net worth report apne aap ban jati hai. Bilkul free.
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